Blockchain technology stays a specialty interest in the created world. However, the advantages of frictionless cross-border payments are progressively apparent in regions without effective financial services. Use cases of the blockchain in the finance industry such as cryptocurrencies were one of the first applications of blockchain technology. As the world globalizes and the demand for cross-border payments increases with each passing day, the world will drive innovation in blockchain payments.

P2P mobile payment apps may bring progress to financial institutes in countries with inadequate and corrupted financial markets. It is believed that a Stellar blockchain app development can deliver greater financial freedom. It enables users to transfer money for a fraction of the cost of traditional remittance services.

Steps to Build a Stellar App

We will outline how to build Stellar app in this article.

How to Build a Stellar App?

  1. Install SDK for the technology you want to use

The first step in building an app on the Stellar blockchain is to install the SDK based on the technology you want to use. For example, if you are planning to build a Python-based app, you will need to install the Python SDK. ‘

  1. Connect SDK with Horizon Network

Once the SDK is installed, the next step in Stellar blockchain app development is to connect it with the Horizon network. Horizon is the client-facing API server for the Stellar blockchain ecosystem. Horizon allows you to submit transactions to the network, subscribe to event streams and check the status of accounts.

  1. Create Accounts

After the SDK is connected to the Horizon Server, the next step is to create accounts on the Stellar network.  Accounts are created to hold all your money inside Stellar and allow you to send and receive payments.

Each Stellar account has a public key and secret seed. Stellar utilizes public-key cryptography to ensure that every transaction is secure. The public key can be securely shared and other people need it to identify your account and verify that you authenticated a transaction.

The first step in creating a Stellar account is to create your own seed and key.

  1. Create assets

The Stellar Blockchain Network is used to hold, transfer and track any kind of asset: dollars, euros, gold, stocks, bitcoin and other tokens of value. Any asset on the Stellar network can be traded and exchanged with any other asset.

You don’t require a specific operation to create an asset on the Stellar network. Instead, you can create an asset via a payment operation.

  1. Define transaction fees

Stellar requires small transaction fees and a minimum account balance for maintaining the efficiency of the ledger and network spam. Transactions on the Stellar network can range from 1 to a defined limit of 100 operations. Its transaction fee is calculated as:

Transaction fee = base fee * number of operations

  1. Execute transactions

Transactions are the commands used to modify the ledger state that includes sending payments, creating offers, making changes to account configurations and so on. Every transaction has a source account that pays the fee and uses a sequence number for the transaction.

Transactions include one or more operations where each operation has a source account that is default to the transaction’s source account.

  1. Monitoring

After the network is set up and the node is up and running, it is important to ensure that the network is running efficiently. Stellar Core reveals essential information that can be used to monitor the node and identify potential problems.

You can access the monitoring information using commands and inspecting Stellar Core’s output.


Stellar is opening the magnitude of new opportunities for entrepreneurs in the financial services industry by streamlining finance operations. However, you may need a team of dedicated Stellar experts to build dApps on the Stellar platform.